it says that we know that the romney/ryan plan won't work on those making under $200,000 a year. none of the studies have disprchb that. we don't know what the loopholes are. if it's about the mortgage interest deduction. a deduction which i could argue vigorously against its existence. but only against putting it into existence. once it exists to take it would have a devastating -- >> nobody is talking about getting rid of the mortgage deduction. they're talking about limiting it. >> won't specify what they are. >> conservatives say broaden the tax base, what's that a euphemism for is raising taxes on lower income people. to your point, to make it really simple, if you have a million dollars and i give you an additional $20,000. you don't have to spend that additional $20,000 because you've got a million dollars. if you have $20,000 and i give you $500. you're spending every dime because you have to. >> immediately. >> that's why lowering taxes on lower income people boosts the economy because they go to walmart that money. a rich person doesn't go to walmart with their extra mo